Terms & Conditions

1 Definitions

For the purposes of this Agreement, the following definitions apply:

• "Platform" means the website located at https://3debit.cam, including all associated subdomains, mobile interfaces, and gaming software made available thereon.
• "Account" means the individual registered user account created by a Player on the Platform.
• "Player" / "User" means any individual who has registered an Account and is authorized to access the Platform's services.
• "Balance" means the total of real-money funds held in a Player's Account at any given time, excluding any bonus funds not yet released.
• "Bonus Funds" means any promotional credits, free-bet awards, cashback, or other non-cash incentives credited to a Player's Account subject to wagering requirements.
• "Wagering Requirement" means the minimum aggregate bet turnover that must be completed before Bonus Funds or winnings derived therefrom may be withdrawn.
• "KYC" means Know Your Customer identity verification procedures, including document submission and review.
• "Prohibited Jurisdiction" means any country or territory where accessing and using online gambling services is prohibited by applicable law.
• "Game Rules" means the specific rules applicable to individual games available on the Platform, as published in the relevant game interface or help documentation.
• "Rupiah" / "IDR" / "Rp" means the official currency of the Republic of Indonesia, which is the primary transactional currency on the Platform.

2 Eligibility

2.1 Age Requirement

You must be at least 21 years of age to register an Account and use the Platform. This age restriction is absolute and non-negotiable. 3debit implements mandatory age verification through KYC procedures and reserves the right to request proof of age at any time. Accounts found to be operated by individuals under 21 years of age will be immediately closed, all pending withdrawals cancelled, and any remaining balance handled in accordance with applicable regulations.

2.2 Residency & Jurisdiction

The Platform's services are directed toward adults residing in Indonesia. You confirm that you are accessing the Platform from a jurisdiction where online gaming is not explicitly prohibited under local laws applicable to you personally. You are solely responsible for determining the legality of online gaming in your personal jurisdiction. 3debit does not accept registrations from players located in Prohibited Jurisdictions.

2.3 Mental Capacity

You confirm that you are not acting under the influence of substances that impair your judgment, that you are of sound mind, and that you are capable of entering into a legally binding contract at the time of registration and at each time you use the Platform.

2.4 Self-Exclusion Status

You confirm that you are not currently subject to a self-exclusion order — whether issued by 3debit or any other gambling operator — and that you have not been diagnosed with a gambling addiction for which a period of abstinence is recommended by a medical or counselling professional.

3 Account Registration

3.1 One Account Per Player

Each individual Player is permitted to hold only one active Account on the Platform. The creation of multiple accounts (whether under the same name, address, device, IP address, phone number, or bank account) is strictly prohibited and constitutes a material breach of this Agreement. If multiple accounts are detected, 3debit reserves the right to close all associated accounts, void all bets and game results, and withhold balances pending investigation.

3.2 Accurate Information

You must provide complete, accurate, and truthful information during registration, including your legal full name, date of birth, residential address, phone number, and email address. These details must match your official identification documents. Providing false infor mation during registration is grounds for immediate account closure and forfeiture of funds.

3.3 Account Credentials

You are solely responsible for maintaining the confidentiality of your username and password. You must not share your login credentials with any third party. Any activity conducted under your Account credentials is your sole responsibility. If you suspect unauthorized access to your Account, you must notify 3debit support immediately at [email protected].

3.4 Account Approval

3debit reserves the right to decline any registration application at its sole discretion, without obligation to provide a reason. Account approval is not guaranteed and may be subject to additional verification steps.

4 Identity Verification (KYC)

4.1 Verification Requirement

Before processing any withdrawal request, and at any other point determined by 3debit's compliance team, Players are required to complete a Know Your Customer (KYC) verification process. This process may include submission of the following documents:

• A valid government-issued photo ID (Indonesian National Identity Card / KTP, or valid passport)
• Proof of residential address (utility bill, bank statement, or official correspondence dated within 3 months)
• Proof of the payment method used (screenshot or photo of the bank account or e-wallet account registered in your name)
• A selfie photograph holding your ID document, if requested

4.2 Verification Timeframe

3debit aims to complete KYC review within 24–72 hours of receiving all required documents. Withdrawals will be held in a pending state during this review period. Submitting clear, legible, and unedited documents expedites the process significantly.

4.3 Ongoing Compliance

Players may be requested to re-submit verification documents periodically, particularly following large withdrawals, changes to registered payment methods, or where our compliance systems flag unusual account activity. Failure to comply with a re-verification request within 14 days may result in account suspension.

5 Deposits & Withdrawals

5.1 Accepted Payment Methods

3debit accepts deposits and processes withdrawals via the following channels:

• Bank Transfer: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), Bank Permata
• E-Wallets: OVO, DANA, GoPay, ShopeePay, LinkAja

All deposits and withdrawals must be transacted using a payment method registered in the Player's own name. Third-party deposits are strictly prohibited. Deposits received from third-party accounts will be returned (minus any applicable transfer fees) and the Player's account may be suspended pending investigation.

5.2 Transaction Limits

• Minimum Deposit: Rp 50.000
• Maximum Single Deposit: Rp 50.000.000 (subject to payment method limits)
• Minimum Withdrawal: Rp 100.000
• Maximum Single Withdrawal: Rp 100.000.000 (subject to account verification tier and VIP status)

5.3 Processing Times

Deposits processed via local bank transfer or e-wallet are typically reflected in a Player's Account balance within 5–15 minutes during standard banking hours (WIB, UTC+7). Withdrawals for fully verified accounts are processed within 15 minutes to 24 hours under normal operating conditions. Processing times may be longer during Indonesian public holidays, Idul Fitri, or periods of exceptional withdrawal volume.

5.4 Currency

All transactions on the Platform are denominated in Indonesian Rupiah (IDR / Rp). 3debit does not currently support multi-currency wallets. Any deposit made in a foreign currency will be converted to IDR at the prevailing exchange rate at the time of processing, which may differ from the interbank rate.

5.5 Unclaimed Balances

Accounts that have been inactive (no login activity) for a continuous period of 12 months and carry a positive balance will be classified as dormant. 3debit will make reasonable efforts to contact the registered Player prior to applying a monthly inactivity fee of Rp 25.000 to dormant accounts. Players may reactivate a dormant account at any time by contacting support and completing any required re-verification.

6 Bonuses & Promotions

6.1 General Bonus Terms

All bonuses, free bets, cashback offers, and promotional incentives offered by 3debit are subject to specific wagering requirements and promotional terms published alongside each individual offer. In the event of any conflict between a specific promotion's terms and this Agreement, the specific promotion terms take precedence for that promotion only.

6.2 Wagering Requirements

Unless stated otherwise in the specific promotion terms, all Bonus Funds are subject to a minimum wagering requirement of 5x (five times) the bonus amount before any associated winnings may be withdrawn. For example, a bonus of Rp 100.000 requires Rp 500.000 in qualifying wager turnover before withdrawal is permitted.

6.3 Welcome Bonus Eligibility

The new-player welcome bonus is available to each eligible Player on a one-time basis only. Attempting to claim a welcome bonus on a second account, or after having previously forfeited a welcome bonus on a closed account, constitutes bonus abuse and will result in account termination.

6.4 Bonus Abuse

3debit employs automated and manual systems to detect bonus abuse, including but not limited to: creating multiple accounts to claim the same promotion, placing opposing bets across two accounts to guarantee a risk-free outcome (hedging), placing low-variance bets solely to fulfill wagering requirements (e.g., repeatedly betting on both outcomes in even-money markets), and using third-party software to track and exploit promotional structures. Any account found to be engaged in bonus abuse will be immediately suspended and all associated bonus winnings voided.

6.5 Expiry

Bonus Funds that are not wagered within the stated validity period (typically 7 days from credit, unless otherwise specified) will expire and be removed from the Player's Account automatically. Expired bonuses cannot be reinstated.

7 Game Rules & Betting

7.1 Acceptance of Game Rules

By participating in any game or placing any wager on the Platform, you confirm that you have read and understood the applicable Game Rules for that game. Game Rules are accessible within each game's interface and help section. Ignorance of Game Rules does not constitute grounds for a dispute or refund.

7.2 Sports Betting

Sports betting markets on 3debit include football (BRI Liga 1, EPL, La Liga, Serie A, Bundesliga, Champions League, FIFA World Cup, Piala AFF), badminton, volleyball, MotoGP, and e-sports (Mobile Legends MPL, PUBG Mobile, Free Fire). Popular bet types include single match bets, mix parlay (accumulator combination betting across multiple matches), and voor bola (Asian handicap betting). All bets are placed at the odds displayed at the time of bet confirmation. Odds are subject to change until the bet is confirmed. Once confirmed, odds are locked.

7.3 Lottery Markets

3debit offers togel (Indonesia's traditional numbers-prediction lottery) markets covering Singapore (SGP), Hongkong (HK), Sydney (SDY), and Macau pools. Draw results are sourced directly from the respective official lottery administrators. Any dispute regarding draw results must reference the official published result from the source pool. 3debit's displayed result is determinative only in the event of a sourcing discrepancy.

7.4 Live Casino

Live casino games (baccarat, roulette, blackjack, sic bo) are operated by third-party studio providers including Evolution Gaming, Pragmatic Play Live, and Microgaming. The game results are determined in real time by physical dealing and spinning mechanisms overseen by licensed studio operators. 3debit does not control game outcomes. In the event of a disconnection during a live game, the result recorded by the studio provider's server is considered final.

7.5 Cockfighting (Sabung Ayam)

Sabung ayam (traditional cockfighting wagering) markets use the standard Meron (red corner) / Wala (blue corner) outcome structure. Results are determined by the officiating ring authority. 3debit accepts no liability for delays or cancellations of events caused by external operational factors at the venue.

7.6 Void Bets

A bet may be declared void (and the stake returned to the Player's balance) in circumstances including: event cancellation, abandonment or postponement beyond 48 hours, manifest pricing errors, or technical failures that prevent accurate result determination. Void bet decisions are final.

7.7 Maximum Winnings

Maximum single-event winnings are capped at Rp 500.000.000 per Player per calendar day across all game types, unless a specific higher limit is communicated in writing to VIP Players. Any winnings calculated to exceed this cap will be paid up to the cap; the excess amount is not payable.

8 Prohibited Activities

The following activities are strictly prohibited on the Platform and constitute material breaches of this Agreement:

• Creating or operating more than one Account on the Platform
• Using automated software, bots, scripts, or artificial intelligence tools to place bets or interact with the Platform
• Engaging in any form of collusion with other Players to gain an unfair advantage
• Exploiting software bugs, glitches, or vulnerabilities to obtain credits, winnings, or advantages not intended by the Platform
• Initiating fraudulent payment chargebacks after withdrawing or using deposited funds
• Using the Platform for money laundering, terrorist financing, or any other illicit financial activity
• Depositing funds obtained through illegal means
• Selling, transferring, or brokering your Account to another person
• Engaging in any activity that disrupts, degrades, or impairs the Platform's systems or other users' experience
• Providing false identity documents or misrepresenting your age, identity, or residency during KYC

3debit reserves the right to immediately suspend and permanently close any Account found to have engaged in prohibited activities, withhold all balances pending investigation, and report suspected criminal activity to the relevant authorities.

9 Responsible Gaming

3debit is firmly committed to promoting responsible gaming. We provide a suite of self-management tools accessible from your Account dashboard, including deposit limits, loss limits, session time caps, reality-check reminders, cooling-off periods, and self-exclusion options. We strongly encourage all Players to use these tools proactively.

Players who wish to self-exclude may do so temporarily (1–6 months) or permanently via the Account dashboard or by contacting support. A permanent self-exclusion is irreversible. During any self-exclusion period, 3debit will take reasonable technical steps to prevent the excluded Player from accessing their Account. However, Players are responsible for not attempting to circumvent self-exclusion controls.

For detailed guidance on responsible gaming tools, warning signs of problem gambling, and external support resources, please visit our dedicated Responsible Gaming page.

10 Intellectual Property

All content on the Platform — including but not limited to the 3debit brand name and logo, website design, graphics, text, software, game interfaces, and data compilations — is the exclusive intellectual property of 3debit or its licensed third-party content providers. Nothing in this Agreement transfers any intellectual property rights to the Player.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal entertainment purposes in accordance with this Agreement. You may not copy, reproduce, distribute, reverse-engineer, decompile, or create derivative works from any part of the Platform without the prior written consent of 3debit.

11 Privacy & Data

The collection, use, storage, and protection of your personal data is governed by 3debit's Privacy Policy, which is incorporated into this Agreement by reference. By registering an Account, you consent to the processing of your personal data as described in the Privacy Policy.

3debit implements industry-standard SSL encryption for all data transmissions between your device and our servers. We do not sell or share your personal data with third parties except as required for payment processing, KYC verification, fraud prevention, and legal compliance.

12 Limitation of Liability

12.1 Platform Availability

3debit endeavors to maintain continuous Platform availability but does not guarantee uninterrupted service. Scheduled maintenance, emergency technical interventions, third-party infrastructure failures, and force majeure events may cause temporary unavailability. 3debit is not liable for losses resulting from Platform downtime outside of our reasonable control.

12.2 Betting Losses

Gambling involves financial risk. You acknowledge that you may lose some or all funds deposited on the Platform. 3debit is not responsible for gambling losses. You agree to participate in gaming activities entirely at your own financial risk.

12.3 Maximum Liability

To the maximum extent permitted by applicable law, 3debit's total cumulative liability to any Player under this Agreement — whether in contract, tort, or otherwise — shall not exceed the total amount deposited by that Player in the 30 calendar days immediately preceding the event giving rise to the claim.

12.4 Exclusions

Nothing in this Agreement excludes or limits 3debit's liability for fraud, willful misconduct, or any other liability that cannot be excluded by law.

13 Termination

13.1 Termination by Player

You may close your Account at any time by contacting 3debit customer support. Prior to closure, all pending bets will be settled, all bonus funds will be forfeited, and any remaining real-money balance will be returned to your verified payment method within 5 business days, subject to completion of any outstanding KYC requirements.

13.2 Termination by 3debit

3debit reserves the right to suspend or permanently terminate any Account at any time, with or without notice, for reasons including but not limited to: breach of this Agreement, suspected fraudulent activity, failure to complete KYC within required timeframes, regulatory requirements, or business decisions to cease serving a particular market or player segment.

13.3 Survival

Clauses relating to Intellectual Property, Limitation of Liability, Prohibited Activities, and Governing Law survive termination of this Agreement and remain in full force and effect after Account closure.

14 Amendments

3debit reserves the right to amend, update, or replace these Terms & Conditions at any time. Material changes will be communicated to registered Players via email to the address on file, or via a prominent notice on the Platform, at least 7 days prior to the amended terms taking effect. Your continued use of the Platform after the effective date of amended terms constitutes your acceptance of those amendments.

It is your responsibility to review this page periodically. The "Last Updated" date at the top of this document reflects the date of the most recent revision.

15 Governing Law

This Agreement and any dispute or claim arising out of or in connection with it shall be governed by and construed in accordance with internationally recognized principles of commercial contract law. The parties agree that any unresolved disputes shall be referred to binding arbitration under internationally accepted arbitration rules, with proceedings conducted in English.

Nothing in this clause limits 3debit's right to seek injunctive or other equitable relief in any competent jurisdiction to protect its intellectual property, prevent prohibited activities, or enforce payment obligations.

16 Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the 3debit support team through the following channels:

• Email: [email protected] (plain text — not a clickable link)
• Live Chat: Available 24/7 via the in-platform chat widget
• Response Time: Email inquiries are typically answered within 4–8 hours during WIB business hours

For responsible gaming support, self-exclusion requests, or account closure requests, please mark your correspondence clearly with the relevant subject line to ensure prompt routing to the appropriate team.